Things to keep in mind while buying a home! Posted by nick_niesen on November 8th Byron Jones Hat , 2010
Buying a home is really exciting. But before buying there are certain things you must look for and here are they to help you out.
Whenever you are looking to buy a house get a pre-approval document. A pre approval document is needed by the real estate agent to show that you are ready and serious about buying a house. It will add on to the advantages and will empower you to negotiate a better offer to buy the home of your dream. What are the things you will require to get a pre approval? Just read on:
You should get a copy of you FICO score. Most of the people start looking for a home then applying for a home loan only to find out later that there is something wrong with their credit. Do not let this happen to you. So get a report before finding a home. A FICO report is a tally of your credit score aggregated from the three major reporting credit bureaus. Any negative information such as collections, late payments and bankruptcies can tarnish your score. However you can fix your credit score by paying off the collection accounts, pay your bills on time and paying down any credit cards to lower 40% the maximum limit. In a few months you can raise your FICO score by as much as 20 to 100 points. This means better loans term when applying for a loan. So do not forget to get your FICO score before buying a home.
There are costs in buying and selling a home. If you sell a house prematurely it may prove to be disadvantageous to you. The right alternative can be refinancing. So buy a house for a longer period at least two to three years.
You must aim for a house that you think can afford to buy making the monthly payments. Do not buy a house that is unnecessarily expensive. You should buy a house that is right for you. As house purchase can prove to be your biggest investment you make, hence you would prefer to get a good return in future.
You have to live in the house you are buying so buy it at a location that is convenient to you. When looking for right locations consider good future equity appreciation, safety Maliek Collins Hat , a good school district and a nearby freeway access.
Always compare the price of the houses you are going to buy with you neighborhood. Once you have found the house of your choice you must compare its prices with the other houses in that area the price should not differ more than 5 percent than the average cost of the houses in that area.
You must also get a house inspection done before making a deal. This inspection can help you find the damages that may need certain repairing by the seller.
It is always in your hand to crack the best possible deal for yourself. All you need to do is be cautious when making a choice.
Alex Tonel is editor of >UK Mortgage Directory and >UK Education Directory
Hyderabad - The Land of Nizams Travel Articles | October 17, 2011 With a 400-year-old history, the city of Hyderabad is the capital of Andhra Pradesh and is the fifth largest city of India. This regal metropolis is known for its rich culture, grand history, and deli...
With a 400-year-old history Jaylon Smith Hat , the city of Hyderabad is the capital of Andhra Pradesh and is the fifth largest city of India. This regal metropolis is known for its rich culture, grand history, and delicious food. The city of Hyderabad has many epithets ? The City of Pearls, The City of Nizams and The Biryani City etc.
Hyderabad aka Cyberabad because of its high tech draw, is home to HITEC CITY (Hyderabad Information Technology Engineering Consulting). All the biggies of the IT industry have offices at HITEC CITY - Google India Chidobe Awuzie Hat , Microsoft, Oracle, Infosys, Dell and Facebook to name a few.
The City of Pearls has ornate tombs, mosques Taco Charlton Hat , palaces and homes from the past tucked away, faded and enchanting, in corners all over town. It has eons of history behind it and is blooming with marvels all over. The Charminar built by Muhammad Quli Qutb Shah in 1590-91, is one of the most famous wonders of Hyderabad. This beautiful structure derives its name from four intricately carved minarets, The four graceful minarets literally meaning 'Four Minars' Connor Williams Hat , soar to a height of 48.7m each, above the ground. It is located amidst the colorful shops of Lad Bazaar with its glittering traditional bangles in the old city. Enormous in its size, this imposing monument exudes a charm that is more than 400 years old.
Other famous attractions in Hyderabad are The Mecca Masjid, The Falaknuma Palace, The Golconda Fort Leighton Vander Esch Hat , Qutb Shahi Tombs site museum, Purani Haveli, Salarjung Museum, Birla Mandir, Shilparamam Arts & Crafts village Sean Lee Hat , and the popular Hussain Sagar Lake. There is an island right at the centre of this lake, with a statue of Buddha standing tall on the island.
The area known as ?old city? and the developed areas of this royal city have an amalgamation of sorts and blend in beautifully. You can experience the charm of the old city, take in the grandeur of the urban areas, and get the best of both worlds. Hyderabad and Secunderabad are ?twin cities? near Hussain Sagar lake (also known as Tank Bund in local parlance), but both these cities have grown so much that they have become one big metropolis.
You can also indulge in fabulous shopping in Hyderabad. There are a lot of sprawling malls all across the city that house high street fashion trends. Basheerbagh Terrance Williams Hat , Abids and Nampally are three areas that are famous for jewellery, textiles, handicrafts, footwear, readymade garments and general goods. Lad Bazaar or Chudi Bazaar is infamous for its gorgeous collection of bangles Cole Beasley Hat , whereas Begum Bazaar is well known for its brassware. Shopping in Hyderabad is a different experience altogether.
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